Fintech isn’t just competing on features—it’s competing on user experience. A slow KYC process. A clunky security step. A “smart” AI that feels more invasive than helpful. That’s where fintechs lose customers. The best UX isn’t just about design—it’s about making complexity di...

AI giants like OpenAI, Meta, and Microsoft are driving a modern-day land rush, investing billions in data centers and infrastructure. OpenAI’s Project Stargate ($500B) is just the beginning—tech hubs are shifting, land prices are soaring, and entire industries are being reshap...

Dealing with Difficult Clients? Document Everything. In business, not every client will be easy to work with—but that doesn’t mean the relationship has to be a struggle. One of the best ways to navigate challenging client interactions? Keep everything documented. ✅ Clear recor...

Why Your Founding Team Must Have a Bias for Action A founding team’s success hinges on one critical trait: a bias for action. Amazon’s leadership principle says it best: “Speed matters in business. Many decisions and actions are reversible and do not need extensive study.” McK...

A recent U.S. Bank article suggests a market downturn could be on the horizon due to factors like tariffs, trade disruptions, and emerging technology shifts, all of which could increase volatility and costs. It’s crucial for businesses to prepare now. Key Takeaways from U.S. B...

Boardrooms can often feel like a battleground of competing opinions. In my recent Forbes Expert Panel contribution, I shared how external expertise can break the deadlock. When the team’s stuck, bringing in fresh, unbiased insights offers the clarity needed to move forward. So...

With major retailers like Amazon, Walmart, and Target enhancing their Buy Online, Pick Up In-Store (BOPIS) and Curbside Pickup (BOPAC) services, it's evident that omnichannel convenience is shaping the future of shopping. In a recent Forbes Expert Panel discussion, I shared in...

Are your B2B payment systems ready for the future? Composable architecture and API marketplaces are transforming how businesses handle payments—offering flexibility, scalability, and efficiency like never before. In my latest Forbes Business Council article "Redefining B2B Pay...

I’ve spent a significant part of my entrepreneurial journey in a manager’s shoes, and I truly appreciate when someone raises concerns along with practical solutions. In a recent Forbes Business Council feature on '20 Strategies Employees Can Leverage To Give Managers Feedback,...

Cybersecurity is not just about prevention—it's about being prepared for the worst case scenario. In "18 Tips For Strengthening Cybersecurity To Build Trust", a Forbes Business Council Expert Panel, I share my insights on the importance of having a robust Incident Response Pla...

Reading about the challenges companies face with manual accounts payable (AP) reminded me of how Zil Money Corporation started. I saw how businesses were overwhelmed by using different payment systems, which slowed them down and caused mistakes. I remember my business struggle...

I recently had the honor of visiting the Hyderali Shihab Thangal Academy, a place dedicated to shaping future leaders and changemakers. It was inspiring to meet the talented students there. Sharing my journey from growing up in a humble background in Manjeri to founding Tyler...

At Zil Money, everything starts with our customers. My team makes it a priority to truly understand their needs and expectations. First, we analyze what they are looking for. Is it convenient to ease their financial processes? Speed to complete transactions effortlessly? Or se...

I think fintech is more than just technology—it’s about breaking barriers and making financial services accessible to everyone. I recently came across an article from the World Economic Forum that shared some fascinating facts. Did you know that micro, small, and medium enterp...

Being a fintech CEO has been one of the most rewarding and challenging experiences of my life. It’s not just about leading a company; it’s about constantly growing, learning, and evolving with the industry. Here are some lessons I’ve picked up along the way: Embrace Change, Ev...

Companies miss out on incredible talent because traditional as well as AI tools filter out anyone who doesn’t fit neatly into their “check-the-boxes”. The result? We lose the unique, creative thinkers who can actually drive real growth. My article on this HR challenge and prob...

One reason to reconsider a project is increased competition. When new competitors emerge, a project's ROI can take a hit. If market share, revenue, and profitability start slipping, it's wise to step back and assess. Sometimes, shifting focus to other initiatives with higher g...

Resourcefulness and stress management are crucial for any entrepreneur, and surprisingly, I’ve found these lessons in unexpected places—like fiction. In my recent Forbes article, I share how a classic novel and the life story of its author gave me new perspectives that have ha...

With Michael Arrington at Ripple's Annual Swell Event 2024! Michael is now actively involved in multiple projects within the tech industry, continuing to influence and support innovation while also running his hedge fund Arrington Capital. A renowned entrepreneur and technolog...

Excited to meet Bradley Kent Garlinghouse, the CEO of Ripple Labs, at the Ripple Swell Event 2024 in Miami. His career, from leadership roles at Yahoo! and AOL to now leading Ripple, shows his strong vision and willingness to make a real impact in the industry. Garlinghouse’s...

Excited to share that my insights were featured in the Expert Panel discussion titled "How B2B Companies Can Create a More Consumer-Like Business Experience," curated by the Forbes Business Council! In my experience, mapping the current customer journey is crucial. As B2B buye...

As entrepreneurs, we often hear about work-life balance, but how do we actually make it happen? For me, it starts with a strong morning ritual. I begin my day with quiet reading to focus, enjoy breakfast with family to stay connected, and spend time gardening to ground myself...

I believe offsite team events like departmental Olympics have helped my team break down silos and build stronger connections. These fun challenges bring different departments together and foster a more collaborative work environment. My opinion piece on "Building a Culture of...

Excited to share that my opinion piece "Strategies for Balancing Business Sustainability with Profitability" has been published in Forbes Business Council! I highlighted how new tech, like smart building systems, helps cut waste and boost profits by adjusting energy use with s...

Happy to share the latest Forbes Expert Panel article on marketing luxury products in which I was featured! I discuss how word-of-mouth and VIP experiences outshine mass advertising for luxury brands. I believe that personal touches, like a phone call or DM, can turn customers...

Have you ever felt like you're constantly struggling without making progress? I've noticed that many talented people become disengaged and just go through the motions. This is a common issue. In my latest Forbes article, I explore how mythology and philosophy can help leaders...

In my experience, conquering new markets demands speed and efficiency. Nearshore teams provide local expertise without the hassle of relocating. They understand the local market, regulations, and customer needs, so you can dive right in and make an impact. This approach not on...

I believe that there is a need to change leadership models. The future belongs to leaders who abandon the outdated "boss" mentality and embrace servant leadership. The next generation of leaders will succeed by empowering their teams, fostering trust and creating supportive en...

Directly addressing tension or disagreements is crucial to building trust and connection among your team members. When you tackle these issues head-on, it shows your team that their well-being is a priority. This strengthens relationships and creates a safe space for everyone...

It is important to identify risks before they become crises. Businesses can ensure they’re ready to handle disruptions smoothly by creating and regularly testing crisis management plans, which are crucial in minimizing downtime and costs. In my recent opinion piece published i...