Value and Growth are two styles of investing, benefiting from the cyclicality of the markets. They both look at stocks through a different lens, but share a common objective of wealth generation. When it comes to Equity Mutual Funds, they primarily follow two types of investme...

There are plenty of options to choose from for the average investor. However, to determine where to invest your money, you may have to establish a sound financial plan. Having a financial plan will help you achieve your goal and not get distracted from the market noise. Also,...

Liquid funds in India, due to their trait of being liquid, are suitable to be used to create an emergency corpus. They also generally carry less risk and are less volatile when compared to equity mutual funds. Read more to understand what you need to create an emergency corpus...

Mutual Funds are not just a good vehicle for investments but are also good for tax savings. At the time of investing, if you are looking for a tax benefit up to Rs 1.5 lakh under Section 80C of the Income Tax Act, 1961, a tax saving mutual fund Equity Linked Savings Scheme (EL...

Debt funds are a type of actively managed mutual fund that primarily invests in debt instruments such as Treasury bills (T-bills), Government securities (G-secs), commercial papers (CP), government and corporate bonds, certificates of deposit (CD), and money market instruments...

Mutual Funds can be of different categories, which means their underlying assert and their style of investing can vary. If we choose to look at them from a structural classification, they are either open-ended or closed-ended mutual funds. Open ended mutual funds are mutual fu...

Liquid funds in India are a category of debt funds that invest in short-term market instruments such as treasury bills, money market, government securities, commercial paper and so on, which are of a short duration with a maturity of up to 91 days. The liquid fund investments...

SIP or Systematic Investment Plan - Many investors confuse SIP with a mutual fund product. On the contrary, it is a facility for investment in Mutual Fund schemes. It is not uncommon for an investor to ask this question- can I achieve my goal by investing in SIP. SIP helps you...

Debt Mutual Funds invest in instruments like treasury bills, corporate bonds, commercial papers, government securities & money market instruments. These instruments have a pre-decided maturity date; hence they are also called Fixed-Income Funds. Debt Funds or Debt Mutual F...

Saving & investing for your retirement is essential while you are in that nascent stage of your career. However, people end up making small mistakes that later amplify their losses or their realized gains. Most of the time, people don’t realize the importance of saving &am...

While Stocks and ETF both trade on an exchange, they are two different investment vehicles. They both have their pros and cons and possess a great degree of flexibility in terms of investment. Stocks & ETFs both trade on exchange, but they are two different investment vehi...

What is compounding? Compounding may sound like a complex concept, but it is a simple and also a very powerful concept. Power of compounding is nothing but when the value of an investment increases due to the interest earned on the Principal as well as accumulated interest. Th...

Investors should not blindly follow star ratings as they could mislead. Investors usually go about searching for the top-performing mutual funds and look for ratings to evaluate the best mutual fund. Investors need to take cognizance that not all best performing funds may alwa...

What are Index funds Index Funds are nothing but passive mutual funds that work by replicating popular market indices. The Fund manager invests in all the stocks that mimic the subsequent Index. How do Index funds work? According to the portfolio aligned with the Index, the fu...

Harness the power of ELSS to save tax under section 80c. Don’t just save tax, but build wealth too by exposing your money to equities. Use ELSS funds for prudent portfolio management. Explore how taxation applies to redemption of mutual fund units in debt and equity investment...

As per the Securities and Exchange Board of India (SEBI), every mutual fund offered by a fund house comes in two variants: regular & direct. Both have their own set of advantages & disadvantages. When it comes to investing in Mutual Funds you generally have two options...

SIP is the most preferred way of investing in the markets by retail investors. One of the key advantages of SIP is that you can start it at any time with whatever amount you choose. Once you start with an SIP, you no longer need to worry about market levels (high, low). You sh...

If you’ve started to become environmental friendly and value certain ethics and principles, then you’d want your investments to follow the same values as well. That’s where ESG investing comes in. What is ESG Investing? ESG investing means investing in companies that contribut...

First, let’s start by understanding meaning of SIP Mutual Fund? This is a systematic investment plan (SIP) where investors make regular, equal payments into a mutual fund and it also allows investors to save regularly with a smaller amount of money while benefiting from the lo...

Fixed income products like liquid funds seem slightly complex & difficult to understand. To solve that ambiguity, we have demystified liquid funds by briefly citing its important features and traits. Checkout how you can easily use liquid funds to your advantage to achieve...

Usually, we all look for investment opportunities that can help us build an adequate sum of wealth, get regular returns, and/or save taxes. There could be several investment schemes in the market to save your taxes, but ELSS i.e. Equity linked saving schemes is a one - stop so...

Emergency fund acts like your backup plan. Investors need to build their emergency fund that can tide over any unforeseen events. It is not used for long term goals like a buying a house, a new car, your child’s education, and so on. This financial emergency could be in the fo...

Mutual Funds are of many kinds and it’s easy to get lost even for an experienced investor amongst the wide array of funds available to you in the market. To enable our investors to pick the best mutual fund to achieve their financial freedom, let’s understand in details, the w...

Let’s look at the best and safest ways to invest in Gold While Gold prices have dropped by Rs.10,000 as on Feb 2021, the most obvious question that comes to mind is Is it the right time to buy Gold? Our response to this is that, it is not about when you buy it, rather it depen...

One of the easiest ways to begin your journey as an investor today is to invest in a mutual fund. The concept of a Mutual fund is simple. Money obtained from investors is pooled together. Investors may be individuals or companies. A fund manager manages this pool of money and...

The 10-year CAGR of the Sensex has been over 10%1 and exceeded performance of other asset classes. Several emerging themes in equity investments have gained traction such as ESG (Environment, Social and Corporate Governance) investing. Investing in ESG Funds are considered to...

Equities are a higher risk instruments than fixed income instruments like Bonds, but both carry risks. Since mutual funds are vehicles with these underlying assets, they too carry that risk. While taking a stroll in his neighborhood park one quiet evening, Rohit and I happened...

As an investor, you have many investment options like investment in shares, bonds, gold, property etc. When considering investment opportunities, the first challenge that almost every investor faces is a plethora of options. Every option presents its own set of challenges and...

When do we exactly introduce our kids to financial education? Is it when we let them keep the money they get from relatives? Or when they first plan to go out with their friends for dinner all by themselves? When do we exactly introduce our kids to financial education? Is it w...

As an investor, you may pay close attention to the stock markets and find it difficult to understand why markets are so volatile. You may ask many questions like "Will markets achieve a new high tomorrow or has the time arrived for deep correction?" "Is this a good time to inv...