We live in a modern world where various amenities help us to plan and execute. Till the time you have regular source of income you need not worry much about the financial assets of those plans. However, after retirement, regular source of income could potentially vanish but ex...

As a disciplined investor you should link your investments to equity mutual funds with your long-term financial goals. However, there are over 400 equity mutual funds in India today. Which one do you choose? Yes, Mutual Funds, in our view, are by far one of the smartest ways o...

After following a conservative fiscal stance for 7 years, the union government under Mr. Modi took a different turn this time. The fiscal deficit (government spending over and above revenues) in the current financial year 2020-21 raised to 9.5% of GDP against the budget aim of...

Investors need to know everything about the fund before taking the leap. In order to ensure you are investing your hard earned money in a fund that is best suited to you, there are 7 commandments you must know. Not too long ago we had shared with you your rights as a mutual fu...

Social media is a powerful, strategic tool with the ability to connect millions of people around the world, and shape their opinions. The current President of the United States would agree. But for businesses, it is a double-edged sword. While Instagram, Twitter and Facebook a...

From the CIO It is good to see the government focus on reviving growth. The reaction in the equity markets is a testament to that. It’s by far the best budget for equity markets. Lots of positive surprises and no major negatives. The bond markets haven’t liked the budget at al...

It's a challenge to choose a mutual fund scheme! The number of mutual fund schemes available in the market would drive any investor insane to zero down on a mutual fund of his/her choice. There is an endless list of checks necessary to be done before arriving at the one mutual...

A very simple and clear advice is to remain invested till the time your financial goal is not achieved. Always remember that the decision of redemption should be connected to your investment objectives and not to market levels. Fund Managers best to manage your money in such s...

Sometimes, even some of the best retirement plans that you’ve worked very hard at achieving are subject to certain unforeseen risks or loss. After witnessing the 2008 financial stock market meltdown, whatever retirement savings accumulated over the years could get wiped out, h...

Investors should keep in mind the following tenets while investing in Debt funds Debt Funds/ Bond Funds are NOT wealth generating products. Do not expect and try to earn fabulous returns from this product. They are meant to provide returns around what you earn similar in bank...

When it comes to stocks which one should you pick up? An IT or Pharma or Automobile, or which stocks particularly? To avoid this confusion, Mutual Funds come to your rescue! What is a Mutual Fund? A Mutual fund is a vehicle to mobilize money from investors, to invest in differ...

As you come across newspaper advertisements and TV commercials of a young kid dressed up in robes smiling away at the cameras with a scroll in hand, it paints quite a picture. Suddenly your mind starts racing ahead and you imagine your child in such a happy moment. But that im...

Retirement Planning is a long term process whereby you should have a roadmap which will help you to meet all your life’s expenses post retirement. Investment in mutual funds is a preferred investment option for long term investing. Why? Because mutual funds invest your money i...

Are you like…Rohit, who decides to redeem his investments when markets decline and doesn’t see any improvements? OR Roy, who decides to redeem his investments when markets rise and wishes to safeguard his gains? OR Raj, who decides to continue with his investments no matter wh...