Money transfer apps have become an integral part of our life. You can conveniently access money transfer apps from your phone or tablet. You can send money to your friend or a merchant, pay utility bills and even self-transfer cash to your savings account. Here are reasons why...

A Credit Card refers to a kind of credit facility that various banks offer. It works as a financial tool that provides a predetermined credit limit to individuals and lets them make purchases and payments up to that amount. Each payment you make using your Credit Card essentia...

India, with its vibrant entrepreneurial spirit, has witnessed a surge in small and micro-businesses, contributing significantly to the country's economic growth. Understanding the pivotal role played by these enterprises, the government introduced the Pradhan Mantri Mudra Yoja...

Now that the digital world is growing daily, traditional wallets are losing their charm because of their versatile competition: phone wallets. These digital wallets allow you to store payment cards, loyalty cards, tickets, and even cash securely on your smartphone, offering an...

Loans are an important part of our lives, from buying a house or a car to managing children’s education. Most families cannot do anything without them. Equated monthly instalments form an essential part of the repayment process. It implies the monthly payments we make towards...

Loans depend on the purpose and whether or not they require collateral. Secured Loans require collateral, while Unsecured Loans do not. The collateral may be a house, gold ornaments, a car, or any other asset pledged to the bank against the borrowed amount. Meanwhile, you can...

We have specific financial aspirations, whether buying a house or funding our child’s education. But to fulfil them, we need a handsome amount that we may not have. In such times, a Personal Loan is useful. It delivers a one-time payment to the borrower. It empowers them to ac...

Personal Loans come with several advantages, such as providing you with a convenient way to handle your expenses. However, it is crucial to calculate both the interest rates and the Equated Monthly Instalment before you decide to apply for one. Now, manually calculating the EM...

These days, banks offer various Loans to individuals and businesses to meet their financial needs. These can be broadly categorised into two categories: Secured and Unsecured Loans. The former is backed by collateral, while the latter does not require collateral. So, for refer...

When applying for a Personal Loan, it is important to consider different factors, including your eligibility. Doing so helps you avoid any inconvenience or rejection. However, evaluating your loan eligibility beforehand can be a complicated process. This is mainly because it i...

Banks offer various Savings Accounts for you to deposit and save your money. This enables you to earn interest on the saved sum at regular intervals and grow your money in the long run. It also enables easy access to your money without any risks. However, most Savings Accounts...

A Salary Account refers to a Savings Account opened by an organisation to transfer the salaries of its employees at regular intervals. Typically, banks open such accounts in the names of the organisation’s employees at the request of the organisation or company. These accounts...

Several things have made life pretty easy in the current times, and one of them is Online Banking. It enables you to check your account balance, start investing, apply for a Loan, etc., anytime and anywhere. Hence, it has made managing your finances quicker and easier. Besides...

Having a Bank Account is essential as it paves the way for financial liberty. It allows you to make transactions with ease and efficiency. Besides, you can open one without a minimum balance requirement. A Zero Balance Bank Account gives you this option. Simply put, it lets yo...

You establish a deal with your banking partner when you open a Savings Account. As you start depositing money, you indirectly help the bank. They use your funds to entertain other customers by providing borrowing facilities temporarily. To appreciate this unsaid favour, they o...

When looking for the best Personal Loans, you should compare interest rates, charges, and repayment terms from different lenders. After all, you need to ensure you get the best deal possible. So, shop and compare offer as much as possible. Start by researching online lenders u...

Do you need extra cash? Are you considering Personal Loans? They are the most popular way to borrow money, with millions relying on them each year. Applying for Personal Loans is a big decision, so you need to understand the process and understand how to apply safely and secur...

Do you want to repay Loans soon and gain financial freedom? It is indeed a smart move, as paying off debts can control your spending, increase savings, and reduce stress. To help you get started, here are the most unique Personal Loan repayment strategies you should consider....

Before applying for any loan, you must know some essential details about the loan you apply for. These details not only help plan your finances better but can also help in getting your loan application approved. Personal loans are easy and quick to apply for. The borrowed mone...

During emergencies, loans can provide vital financial aid. Individuals can make use of loans for multiple reasons. From purchasing a home vehicle or financing education, loans can significantly help. Apart from the types mentioned above, one of the most sought-after types of l...

Individuals and businesses often set goals and targets. These goals can be financial or personal; to achieve them, funds might be required. One can apply for a loan if these funds are not readily available. Loans can be provided for different purposes like a housing loan, pers...

Do you have a lot of money in your Bank Account and wondering what to do with it? You might be tempted to put it away and forget about it, but that is never a good idea because there are many ways to use the excess cash. Opening a Savings Account is one of those methods, but n...

Whether you are a student, salaried individual, or self-employed, most of us need to manage our finances to take advantage of opportunities and avoid financial pitfalls. Bank Accounts are essential for individuals and businesses because they offer access to bank services such...

Personal Loans are an excellent financial tool when you need money quickly. They are also a great way to build your credit score and help you become more financially secure in the future. However, they can also be challenging, complicated, and even scary if you do not know wha...

A home is a place one longs to go no matter where they are in the world. If you desire to build such an abode, apply for a Loan, and make it happen. You must meet essential eligibility criteria and have the necessary KYC and property documents handy. Planning your Loan repayme...

You need to consider various aspects before applying for a Personal Loan. One of them is your eligibility. Assessing your Loan qualification beforehand saves you from inconvenience. It helps you dodge rejection. But ascertaining this factor requires some calculations. This is...

Unlike other borrowing assets, Personal Loan accelerates the process of building your credit score. This is due to the risk that comes with it as it is unsecured. Personal Loans can help you through any short-term financial emergency like a wedding, home renovation, education,...

Getting immediate Loans have become convenient owing to the digital revolution. Earlier, you had to wait to get approval. Nowadays, banks approve applications swiftly as they automate the verification process. This lets you handle your emergencies without delay. Besides, the a...

Having your finances sorted is challenging. You may think you have it together, but when an emergency strikes, savings fall short. Moreover, emergencies often present themselves unexpectedly, whether medical or big-ticket expenses. This makes it hard to manage with the saved-u...

As we start working, our salaries get credited to our accounts. But organisations often find it challenging to disburse the remuneration salary in different Bank Accounts. Hence, they urge their employees to opt for a Salary Account. It is a type of Savings Bank Account in whi...