Owning a Bank Account is essential for many reasons. It enables you to have easy access to all your funds. It also ensures that your money is safe and well-regulated. But many individuals shy away from opening one, fearing the minimum balance requirement. For such people, a Ze...

Quality education is crucial to a successful career in today's competitive job market. However, most students struggle to get into their dream universities due to a funds shortage. Savings hardly cover the inflating cost of prestigious institutions. Moreover, borrowing from fr...

A Loan is a two-party financial agreement between a lender and a borrower. The sum of the principal amount and interest divided by the tenure in months gives the actual installment amount. Equated monthly installments are the amounts payable to the bank every month. You pay th...

Equated monthly instalment is the amount payable to the bank or financial institutes with whom you have a Loan. Generally, the repayment is pre-discussed in the agreement when you apply for it. Read all the repayment terms, confirm the interest, and use tools to manage finance...

The interest rate at which Personal Loans are available plays a crucial role in deciding how much the total loan cost will be. A lower interest rate translates to lesser interest liabilities and Loan amounts. The Personal Loan interest rates offered to differ between each bank...

Getting a Loan for emergencies is not a challenging task these days. It is natural to come across emergencies in today’s unpredictable world but not when you can deal with them. Nowadays, many developments in the banking and finance sector led to increased applications. An Ins...

Technology has become a human being’s best friend and companion. It never leaves them helpless, no matter which situation they face. Nowadays, there are many advancements in the field, with several sectors adopting online methods of providing services to people. They can expan...

Availing of credit today is a simple process. Unlike older times, you no longer have to wait for your turn at the bank counter. Lenders have streamlined the application procedure on their websites. You only need to visit their portals and submit essential details. This include...

Investments are an essential part of financial planning as they offer decent returns over time. They help multiply your savings while keeping your money safe. Banks and financial institutions encourage you to invest in various asset classes and financial products. They guide y...

We live in the era of multinational corporate organisations and business outsourcing. Travelling and multi-year secondments have become a reality. But as an Indian passport holder living abroad and earning foreign currency, you cannot deposit funds into your regular savings ac...

Funds are a saviour in all stages, including emergencies. It solves most of your problems by making you financially stable and independent. You escape the burden of borrowing money from relatives and landing up in debts because of low repayment capacity. Save money today for a...

Gold loans are one of the famous investment avenues in India. Not only are you fond of it, but you can also use it as an investment product to fetch decent returns. You get a gold loan against pledging a physical asset of gold. It can be either in the form of a gold bar or gol...

Also known as personal banking, is a form that focuses on individuals rather than businesses. Individual consumers may use retail banking to manage their assets, obtain credit, and deposit funds in a secure manner. Checking and savings accounts, bank loans, personal loans, cre...

The banking sector has witnessed a tremendous change over the past decades. You can conduct any transaction from anywhere at any time owing to technological advancement. The days of queuing in line for passbook updating, money transfers, etc., are long gone. You can now conduc...

People find plenty of education and employment opportunities abroad. They aim to fulfil their responsibilities and duties towards their families. While they are in a foreign country, they require money for meeting essential needs like paying the fees, rent, and other financial...

Using a smartphone is now a necessity in India. This is not only used to make and receive calls but for all transactions online. Ever since smartphones were introduced, it has condensed the internet on to the phone. With the increase in online transactions and online shopping,...

Transportation is a crucial need among all the necessities. Now, you can easily commute through a public vehicle as it is affordable. However, having your vehicle provides you with flexibility, and bikes are the cheapest option. Buying a bike has become comfortable with loans....

Fixed deposits were always a preferred investment instrument since generations. Every person contributes a sum of their savings to the deposit account to earn fixed and steady interest. It is the reason why they are still popular as the lending rate does not affect the investm...

Whenever people think of a two-wheeler, the first idea that pops in their heads is bikes, scooters and mopeds. A newly purchased two-wheeler can last for a long time and choosing the right type, and brand can give owners the freedom to move freely through congested roads while...

Payments are mandatory for those accessing any product or service. You must make sure to pay the entire amount without which you cannot use it. Accepting cash and card payments are basic payment modes which we are aware of. For running a profitable business, most of the shopke...

With the onset of digitalization, it has become quite clear that collecting payments with cash, cheque, or only bank transfer has become limited. In many places, these do not even exist because of the online payment methods trending. The businesses need to expand their horizon...

Investments are the ideal financial instruments to safeguard your funds. Several families consider it wise to start saving for any financial emergencies. Since the population worldwide is massive, financial institutes offer varied investment options with different schemes and...

For our generation today, smartphones have become a requirement. There is a lot of work you can do with using only your smartphone, such as order food, shop for everyday things, make a video call, play games, watch videos, get directions and traffic alerts, and so on. The nati...

One of the safest investment options and a popular one in India are fixed deposits. They are ideal for risk-averse investors. FDs, also called as term deposits are held for a fixed term which ranges between seven days to 10 years. Also, fixed deposits offer guaranteed returns...