Mutual funds are one of the most preferred investment avenues these days. With numerous funds available to choose from, the confusion starts right from the type and name of the mutual fund. For a layman, it is extremely difficult to understand each and every fund type and sele...

If you are wondering which mutual fund to choose for lump sum investment, then you can take the help of the lumpsum return calculator available online. Investing in mutual funds in one go is a huge decision that needs to be taken wisely. Thus, you need to choose the fund after...

Being a salaried employee, your employer pays you the House Rent Allowance, better known as the HRA. This is a component of your total earnings that offers you compensation towards your rental expenses and also offers you exemption from taxation. Depending on whether you live...

In order for you to enjoy retirement life, the Central Government of India has designed the National Pension Scheme (NPS). You can be investing in NPS if you are working in a public, private or unorganised sector. When investing in NPS, you can make regular contributions throu...

The financial year 2020-21 would end on 31st March 2021 within which you should do your tax planning so that you can save the maximum amount of tax. To plan your taxes, you need to know how to find your gross total income and the deductions and exemptions available which help...

Ever since the Coronavirus pandemic struck, the Indian economy was severely impacted. The financial markets entered a bear phase as equity values were falling given the nationwide lockdown and uncertainty in the industry. Today, as the financial markets are getting back on tra...

A wise person had once said, “do not put all your eggs in only one basket”. Who knew, it would apply to your mutual fund investments as well. Diversification is a great risk management and portfolio balancing tool. Different asset categories perform in different market conditi...

Equity Funds are like the diamonds of mutual funds – desirous and aspirational. There are multiple ways of classifying equity funds by diversification into sectors, by market capitalization, investment style, and investment goals Equity Funds by diversification across: Sectors...

Short duration funds can be a great addition to your portfolio. Read on to know all about these debt funds – advantages as well as how they score better than bank deposits. What are short-duration funds These are open-ended short-term debt funds that invest in debt and money m...

It is difficult to choose the right asset for investing amidst the economic certainties around the world. It’s quite rare to get good results from all the investment assets at the same time. The performance of each asset may vary depending on the prevailing situation in the ec...

Small-cap stocks are often ignored by many investors because of their high-risk tag. But, there are more to these equity mutual funds beyond this. Read on to know more. Why you should invest in small-cap funds? Returns It is true that small-caps are most prone to market fluctu...