Mostly we see a healthy person will live longer than an ill person. Hence, the Insurance Agency in Canada also includes this factor to determine the premium of life insurance. Most insurance companies ask individuals for a medical exam that records height, weight, blood pressu...

Life insurance coverage does pay out for suicide. However, there is one exception that you need to bear in mind. Should the policyholder commit suicide during the first two years of their new policy, insurance companies will reject paying death benefits to the family. Outside...

At first glance, this might seem like a redundant question. To many people, the direct answer is NO. But if we look closer, there will be different things that may change your opinion. There are many benefits from life insurance in general, but let’s be specific to the 20s of...

The life of a human is filled with several certainties and uncertainties. No one knows what will happen in the future, whether they will be alive or healthy like they are in the present. But, if it has to happen in the future, then no one can change that. The only thing we can...

The head of the family often goes through tough times if he gets sick or thinks about the life of his family without him. And here is where the role of Term Insurance or Term Life Insurance comes into action. Term Insurance policy follows directed norms according to the compan...

Canada Protection Plan – established in 1992 – is a privately-owned Canadian insurance intermediary that provides simplified, no-medical life insurance and other related products. Both Canada Protection Plan’s term and whole life insurance products are underwritten by Forester...

TD Insurance is an insurance company located in Canada. Founded in 1949, it is relatively later and smaller in size than the major insurance companies in Canada. Although TD Insurance is not a big name in the insurance industry, it is part of TD Bank Group, one of Canada’s lar...

Contrary to popular beliefs, when it comes to final expense insurance, people usually think that it is a ripoff, another unnecessary insurance plan sold by predatory agents to the elderly. At bestinsuranceonline.ca, we believe that basing the entire value of an insurance plan...

Life insurance is a solution to protect people against risks related to health and accidents. When a loved one dies, the emotional loss can hardly be compensated, but physical deficiencies are something that can be shared through a life insurance contract. If people in your li...

Universal Life is based on term life and has an additional cash value. In other words, Universal life insurance is the combination of the pure insurance elements of term life with the savings account features of whole life insurance. Here, instead of choosing a specific term a...

Hesitant to buy long-term care insurance? These are what most insurers don’t tell you. Long-term care insurance is a type of coverage that helps you cover expenses should you suffer from either a chronic illness, disability or impairment and need assistance. One thing to note...

Life insurance is expensive, but there are some ways to make it more affordable. Here are ten suggestions to help you save money on life insurance. It’s clear that the more coverage you buy, the greater premium you have to pay. Some people have their health insurance covered b...

You may have heard about life insurance, but may not know there are many types of life insurance. Let’s talk about the most commonly known are whole life insurance and term life insurance. The main difference between these two types of insurance is the period of coverage. But...

There are diverse types of life insurance available in the market, but term life insurance is one of the most popular options for people. Term life insurance, within a certain time frame, guarantees a policyholder various death benefits to their beneficiaries. The two major fa...