Liam and Jacob are friends, and they have decided to buy a life insurance policy. Both are healthy men in their 30s and have a stable income. To their surprise, the provider asks Jacob for a higher premium for the same policy. Why? You might be wondering. It’s because Jacob is...

The importance of life insurance is well-known. Life insurance protects you and your family by ensuring that your family gets a payout in the event of anything happening to you. Getting your life insured is a must and most people get insurance policies for adequate protection....

Life insurance is a solution to protect people against risks related to health and accidents. When a loved one dies, the emotional loss can hardly be compensated, but physical deficiencies are something that can be shared through a life insurance contract. If people in your li...

Universal Life is based on term life and has an additional cash value. In other words, Universal life insurance is the combination of the pure insurance elements of term life with the savings account features of whole life insurance. Here, instead of choosing a specific term a...

Life insurance is expensive, but there are some ways to make it more affordable. Here are ten suggestions to help you save money on life insurance. It’s clear that the more coverage you buy, the greater premium you have to pay. Some people have their health insurance covered b...