In NY state, Temporary disability benefits are a financial reimbursement that you can receive from your employer if you are injured on the job or become ill. Since these benefits come from work, there is no need to apply. Suppose you cannot perform your regular duties due to a...

The Families First Coronavirus Response Act or FFCRA was put into place on the 18th of March, 2020. This came as a second major legislative initiative that was designed to take into account the impact of covid-19. This act was effective from 1st April 2020 through 31st Decembe...

Sometimes you are too weak to put your hands on your occupation. Even if you are recovering from an illness, you may want to stay away from work and have personal time. Although a company has provisions for leaves, employees cannot abuse their status because there will be prod...

You may have come across a situation when one of your friends or colleagues is unable to work for a long period (maybe months or even years) due to some major health challenges. We know how hard it can be for the person in question and his/her dependent people. It becomes a co...

As an employee who works for a specific paycheck, you don’t want to take a long break from work because it could be a hindrance to your regular cash flow. At the same time, nurturing your health is a priority to keep you moving. You may not know how sick is too sick, but havin...

Acquiring more assets and financial growth is fun. However, the most significant caveat of money growth is that you end up losing it as quickly as you earn it if you don’t know how to manage it. Insurance is one such tool that provides that financial security net. Among that,...

It is mandated by the government in certain states that employers have to provide temporary disability insurance to their employees. You as an employee may not realize the importance of this insurance policy but when you meet with a tragedy that renders you incapable of coming...

Unexpected injuries may happen anytime, and you may even lose your ability to work. But with temporary disability benefits, you can have peace of mind that you won't lose everything. Here are some of the major questions answered about temporary disability benefits. What is a t...

Insurance brokers who work on the wholesale model are playing a major role in the industry these days. This lucrative insurance market has grown extensively in the last few years at a rate of nearly 2 percent annually. According to a report, the market value reached about $820...

Undoubtedly, temporary disability insurance is one of the most significant aspects of a job profile. While it is mandatory in all states, the terms might slightly differ in various states. For instance, if you wish to gather information about temporary disability insurance in...

As a working person in the modern era, you know the importance of saving plans that protect against the loss, damage, illness, injury, or death. This arrangement assures a guarantee of compensation to the policyholder in different circumstances. However, it is not easy to pick...

Do you know the Social Security Administration receives millions of applications for Social Security Disability benefits every year but approves only 30% at the initial level of the entire process? Health problems arrive at doors without knocking. Besides managing medical bill...

Temporary Disability Insurance assures the cash benefits to employees facing any illness, injury, or other disability preventing them from working. According to the government, it is mandatory for employers to have Temporary Disability Insurance for their employees. An employe...

Hawaiian employees who are off the job due to an injury or sickness can be eligible for Hawaii Temporary Disability Insurance (TDI). The program was established by the state of Hawaii government in 1969 to provide financial benefits to employees for injury, sickness, or pregna...

Paid Family and Medical Leave (PFML) absences can be extended up to 18 weeks. The number of leaves depend on the qualifying state. If the worker or employee has a medical condition or a family event, they can take a leave up to 16 weeks or so. So now you might be asking the qu...

Paid family and medical leave laws are passing in many more states with the passing of each year. The policy makers as well as employers believe that this law (PFML) is a potential recruitment tool and also the best thing that can be done for the workers or employees of the co...

In addition to providing employees with New York’s Disability Benefits Claim (DBL), private employers with at least 1 employee are now required to provide Standard Security Life Paid Family Leave (PFL) to their eligible employees. Came into effect from January 1, 2018, PFL off...

Nobody wants to get sick or take unnecessary leave from work. However, sickness can be contagious when someone in the office sneezes near another person. You never know when you will catch a cold until it shows some irritable symptoms. Waking up with a runny nose or sore throa...

It is a fact that every employee at some point of time would require time off from work due to some health issue or illness. If they themselves do not experience a health issue, their immediate loved ones can and for them they might need time off from work. In both the cases,...