In an effort to stave off an economic meltdown during the 2008 financial crisis and 2020 pandemic, the Bank of Canada, U.S. Federal Reserve, and other central banks around the world, cut their key overnight lending rates to historic lows. Why? Low interest rates make it easier...

When the stock market is on a tear, most people don’t worry about how their investments are doing. But when the markets are falling, like they are now, anxious investors look for ways to protect their portfolio. When it comes to an investing strategy that can help mitigate pot...