Do you wish to invest in a new credit card but don’t want the hefty yearly charges that come with it? Then consider swapping it for a lifetime free credit card, which is a foolproof solution to all your worries. With absolutely zero annual fees, you can enjoy exciting rewards...

Phishing Meaning: Types and Prevention Along with the advancements in digital technology, the rise in cyber crimes is also constant. Suppose you have ever received a suspicious email or a message claiming your account will be closed immediately, or you have an outstanding bill...

Definition of Mortgage Loans:A mortgage loan is a financial help by availing which an individual gets credit from the lender. Mortgage loans are taken by people to purchase property, house or real estate. However, anyone who avails a mortgage loan must serve their property as...

Is Lifetime Free Credit Cards Really Free? Credit cards are now a necessary payment method everywhere you look. It has become a very useful tool for handling money and reaping rewards of all kinds. You’ve probably heard of banks or credit card companies that provide lifetime f...

Lifetime Free Credit Cards: How Do Banks Make Money? Today, it is nearly impossible to imagine life without credit cards as they have evolved into an important element of banking, allowing people to carry them comfortably, use them for multiple purposes, and get the benefits o...

How to Get a Lifetime Free Credit Card Without Income Proof? Today, credit cards have become an important financial tool for many individuals. They are not only convenient but also secure and provide rewards that are limitless like cashback rewards, travel miles and discounts....

Importance of a Good Credit Score Credit score acts as a tool for measuring your debt management ability. As for the lenders, with a high credit score, you are acknowledged as more responsible towards your financial responsibilities. Using the FICO model, a credit score of 850...

CIBIL Terms and Conditions The word CIBIL is a short form for Credit Information Bureau India Limited, and it is India’s first credit information or credit bureau company. The company gives a credit score, also called the CIBIL score, which represents an individual’s creditwor...

Various Categories of Axis Credit Cards Below are some of the Axis Bank credit card categories you can explore to understand what kind of card you want. Travel Credit Card If you always say yes to travelling, Axis Bank travel credit cards are ideal. They offer perks for domest...

Ultimate Financial Freedom with Free Credit Cards for Life Credit cards have become an essential part of your financial journey. Its most attractive elements are the flexibility it offers and the rewards and benefits you gain. However, getting a credit card or keeping one is n...

What is an Income Tax Slabs? Income tax slabs in India are what you need to pay as the income tax based on the slab system that you come under. Depending on your income, you may fall under a different tax slab. Hence, you need to pay a higher tax with a high income. And if you...

How Does a Demat Account Operate? A Depository Participant (DP) can open a Demat Account on your behalf. You and Central Depository Services (India) Limited (CDSL), or the depository NSDL, are connected through the DP. Following account opening, you may transfer shares from yo...

Zero Depreciation Car’s Insurance: How It Benefits You, How to Apply and How to Claim! Having a car insurance policy that covers you against any unforeseen damages or losses is essential. However, a standard car insurance policy may not cover several situations or factors like...

Top-Notch Credit Card for Lounge Access in India Here are some of the best credit cards for lounge access in India. SBI Prime Credit Card It is one of the top-notch credit cards for travellers, offering both domestic and international lounge access. The joining fee and the ann...

Before learning the steps on how to open Demat Account, let us first know what a Demat Account is. A Demat Account, or Dematerialised Account, allows the electronic storage of stocks and other securities. Shares are purchased and maintained in a Demat Account while trading ove...

Employee Provident Fund or EPF is a scheme introduced by the Government of India in accordance with the Employee Provident Fund Act of 1952. According to this scheme, the employer and the employee contribute a certain amount of money to the provident fund. As the investment is...

Excise Duty Excise duty is the tax charged for the licence, sale, or production of specific goods. The Central Board of Excise and Customs administers the taxes, and presently it is levied on only a few specific items, such as petroleum and liquor. Apart from that, it has beco...

Steps to View and Get Your Loan Statement – Online and Offline It is necessary to keep a transaction record showcasing the transaction you made towards your loan repayment. Therefore, the banking institution from which you have opted for the loan gives you your loan , where yo...

What is a Virtual Payment Address? A Virtual Payment Address, VPA, is your digital address for conducting UPI (Unified Payments Interface) money transfers. It functions like a universal, digital bank account number recognised and accepted by banks and financial institutions wo...

Reasons Why People Prefer To Shop On EMI Without a Credit Card Let us understand more precisely why people want to shop on EMI without a credit card. Following are some reasons that back up the above statement: Accessibility: Some people do not have credit cards, while some ha...

How Does a Zero Balance Savings Account Work? The best zero balance account offers all the features of a regular account but requires no minimum balance. You may need to deposit some money in a few banks while opening the account, but you can also take that money out of that a...

How to Apply for MSME Loans? The following are the ways to apply for an MSME loan effortlessly. Familiarise yourself with the requirements of your business. For example, if you wish to purchase machinery for your business, check which special government schemes can help you ge...

In India, personal loans are a popular financial product that individuals utilise for various purposes such as home renovation, wedding expenses, education, medical emergencies, or debt consolidation. With numerous financial institutions offering personal loans, it can be chal...

Bajaj Finserv Insta EMI Network card is a great solution to all your financial problems. If you are an online shopaholic, then this card is the best option for you. The high chargeable rate of EMIs discourages you from getting your dream products online, so do not ponder about...

UAN number plays a crucial role in ensuring smooth access and efficient management of provident fund accounts. This unique 12-digit number is important for each employee covered under the EPF scheme. To take full advantage of this system, each individual must be well-versed in...