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Luke Skar
@madisonmortgage
madisonmortgagegu…
Joined Jan 24, 2023
Real Estate | Mortgage | Social Media | Content Curator | Blogger | Cyclist | Disc Golfer www.madisonmortgageguys.com
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Luke Skar
@madisonmortgage
Great Real Estate Articles To Check Out March 2025
This month, the real estate world served some sizzling advice for buyers and sellers alike! Is Your Home Really Ready to Sell? A comprehensive checklist tackles every scratch and drip holding your sale back. Winter Woes? Not Anymore! A guide helps whip your post-winter home in...
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Mar 26
Luke Skar
@madisonmortgage
Let’s Get Packing! Tips to Make Moving Slightly Less Crazy
Whether you're decluttering like a minimalist monk, battling melting ice cream tubs, or weighing the pros and cons of bribing friends with pizza instead of hiring movers—I've got you covered. Check out my 11 essential tips for making your next move as smooth as a freshly clean...
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Mar 19
Luke Skar
@madisonmortgage
Tips for Getting Your House Ready To Sell
Whether you're a seasoned pro or a first-time seller, prepping your home to dazzle buyers is your ticket to a swift sale. From boosting curb appeal with fresh paint and tidy landscaping to transforming your interiors with a deep clean and a decluttered space, we’ve got the ult...
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Mar 13
Luke Skar
@madisonmortgage
VA Loans Unleashed: Transforming Veterans into Homeowners
Embark on your homeownership adventure with a VA loan, the superhero of mortgage options. From the no-down-payment wonderland to flexible appraisals and zero early repayment penalties, VA loans offer benefits that will make you want to salute. And there's more! Enjoy reduced c...
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Feb 13
Luke Skar
@madisonmortgage
Things That Commonly Fail A Home Inspection
Ready to dive into the nitty-gritty of home inspections? From foundation flaws and leaky roofs to unwelcome termite guests and hidden asbestos, our latest article uncovers the top 14 issues that can make or break a sale. Get the scoop on drainage disasters, moldy messes, and m...
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Jan 23
Luke Skar
@madisonmortgage
Are You at Risk? How to Spot an Inept Loan Officer
Buying a home is a thrilling adventure, but navigating the mortgage process can be tricky. Your loan officer is supposed to be your trusted guide, but what if they're not? In our latest post, "Signs of a Bad Mortgage Loan Officer," we dive deep into how quickly things can go s...
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Dec 10, 2024
Luke Skar
@madisonmortgage
Homebuyer Blunders: Common Mistakes That Irritate Agents
In any career, there can be difficult clients. If you are new to homebuying there is a greater chance that you will be unfamiliar with the process. But you don't need to become that client your agent hates. It’s easy to make mistakes when searching for a home that could offend...
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Oct 28, 2024
Luke Skar
@madisonmortgage
FHA vs VA Loans: Which One Fits Your Needs?
Choosing which type of mortgage you should apply for is an important decision in the buying process. You will be paying your mortgage for many years so it will have a long-term effect on your finances. FHA and VA loans are backed by the government and offer many advantages to...
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Aug 8, 2024
Luke Skar
@madisonmortgage
Bad Real Estate Agent Red Flags
Settling for the first real estate agent you meet could be a decision you quickly regret. In what might be the biggest financial transaction you've ever been involved with, you need to be able to trust the professional you hire. We look at the 10 proven warning signs of a bad...
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Jun 18, 2024
Luke Skar
@madisonmortgage
Virginia VA Loans
If you want to buy a home in Virginia and have served in the military, a home loan guaranteed by the VA could be a great choice. A loan from the Department of Veterans Affairs has helped many veterans buy a home with many advantages over conventional and other types of home lo...
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Jun 18, 2024
Luke Skar
@madisonmortgage
Gift Funds FHA Mortgage Rules
Having enough money saved to pay the down payment to buy a home isn’t easy. If you have rent to pay, putting aside enough each month to buy a home is challenging. But when you use an FHA loan to buy your home, they allow gift funds that let your relatives help you with these e...
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Jun 18, 2024
Luke Skar
@madisonmortgage
Virginia USDA Loans
When you want to buy a home, finding the best mortgage program could make a significant difference to your long-term finances. If you are looking to live in rural Virginia, you could benefit from the advantages offered by the USDA’s mortgage program.
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Jun 18, 2024
Luke Skar
@madisonmortgage
Virginia FHA Loans
You’ve probably heard of FHA loans when thinking about buying a home in Virginia, but is it the best option for you? It is a popular choice, not only for first-time home buyers, and there are many reasons to seriously consider this type of mortgage. We look at what you need to...
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Jun 18, 2024
Luke Skar
@madisonmortgage
Selecting the Ideal Real Estate Agent for Your Home Sale
If you are about to sell your home you have a lot of things to think about. Choosing a real estate agent is one of those things that you might not want to spend too much time considering, however, that could be a serious mistake. Many sellers choose the first real estate agent...
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Mar 13, 2024
Luke Skar
@madisonmortgage
VA Mortgages in Texas
If you have served your country, taking advantage of the benefits offered by the VA loan program could be an easier way for you to buy your next home. You can avoid the problem of saving for a down payment and have fewer worries about credit issues when choosing a VA loan.
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Mar 13, 2024
Luke Skar
@madisonmortgage
USDA Mortgages in Texas
For someone who isn’t buying a home in an urban area, and doesn’t have the best credit, a USDA loan is worth considering. A USDA-backed loan offers buyers competitive interest rates, more flexible credit requirements, and the option of no down payment, making it a great choice...
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Mar 13, 2024
Luke Skar
@madisonmortgage
FHA Mortgages in Texas
If your credit score isn’t the best and you want a home loan with lower down payment requirements, an FHA loan might be the right option. When buying a Texan home their more flexible approval rules remove some of the issues buyers can face when applying to a lender.
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Mar 13, 2024
Luke Skar
@madisonmortgage
VA Mortgages in Michigan
If you are eligible for the Michigan VA program, taking advantage of this benefit will make buying a home easier. You could do without the need to save a down payment and still take advantage of competitive mortgage rates and lower credit requirements.
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Mar 13, 2024
Luke Skar
@madisonmortgage
USDA Mortgages in Michigan
Purchasing a home in Michigan with a USDA loan is possible on more properties than you might imagine. If the home you want to buy is outside of urban areas, there are many reasons to consider this type of loan. You can buy without a down payment, benefit from more flexible fin...
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Mar 13, 2024
Luke Skar
@madisonmortgage
USDA Mortgage in Indiana
Though you might not expect to be eligible for this type of mortgage, there are more areas in Indiana that the USDA considers to be rural than you might imagine. And if you do qualify, USDA loans have some attractive benefits that make them very competitive with other options.
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Mar 13, 2024
Luke Skar
@madisonmortgage
Divorce Decoded: Unlocking the Secrets to Home Buying
Divorce can be an emotional rollercoaster and untangling your life isn’t easy. You may want to move on quickly, but is buying a home while going through a divorce a good idea? After separating from your spouse, we look at what you need to do and consider when you want to buy....
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Feb 29, 2024
Luke Skar
@madisonmortgage
Warning Signs Unveiled: The Shocking Secrets That Could Make Home Buyers Run from Your Property
Selling your home will always be stressful. Waiting for the right buyer to come along and pay the price you want, can take longer than you would like. However, there are many things you can do to improve your chances of finding a buyer quickly. We look at the things buyers wil...
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Jan 23, 2024
Luke Skar
@madisonmortgage
Best Real Estate Articles Roundup From December 2023
December’s best real estate articles offer homeowners, buyers, and sellers usable and valuable advice. If you are about to sell, check out common selling mistakes, so that you can avoid some of the pitfalls that could cost you. If you are about to hire a real estate agent, you...
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Dec 19, 2023
Luke Skar
@madisonmortgage
FHA Home Loans in Michigan
If you are looking for more flexible terms, with a lower down payment, but still low-interest rates, the FHA is worth considering when buying your home in Michigan. If you can’t meet the requirements of a conventional home loan, the FHA’s easier requirements can still help you...
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Dec 19, 2023
Luke Skar
@madisonmortgage
FHA Mortgage Loans in Indiana
When you are buying a home in Indiana, there are many reasons to consider an FHA loan. If you are purchasing your first home, want to refinance, or a lower down payment is attractive, an FHA loan is a great option for many borrowers.
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Dec 12, 2023
Luke Skar
@madisonmortgage
VA Home Loans for Indiana Residents
If you meet the requirements to be eligible for an Indiana VA loan, they have very attractive terms. With no down payment requirement and no private mortgage insurance, this is an option that could allow you to buy a home sooner and with less to pay.
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Dec 12, 2023
Luke Skar
@madisonmortgage
Home Sweet (but Pricey) Home: Understanding the Stealth Costs of Homeownership
Buying your first home is very exciting, but are you sure you are ready? There are more responsibilities and expenses when you make the switch from a tenant to an owner than you might imagine. You will need to budget for property taxes, HOA fees, homeowners’ insurance, mainten...
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Dec 12, 2023
Luke Skar
@madisonmortgage
Appraisal vs Home Inspection
If you plan on buying a home, there are many stages to go through before the keys are yours. If you are unfamiliar with the steps involved, they can seem disconcerting. We look at the difference between a home inspection and an appraisal, clearing up some common misunderstandi...
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Nov 9, 2023
Luke Skar
@madisonmortgage
Unique Home Loan Programs
If your situation doesn’t fit the standard lenders expect, you could find it more difficult to qualify for the home loan you want. But there could be other options that will make financing your home purchase easier. Some niche mortgage programs could be a better fit for you, p...
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Oct 13, 2023
Luke Skar
@madisonmortgage
FHA Mortgage Pros and Cons
When preparing to buy a home, choosing the right type of mortgage is crucial. An FHA government-backed home loan is a great option for a lot of buyers, but it won’t be the best choice for everyone. The type of mortgage you choose can significantly affect your monthly costs. If...
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Sep 26, 2023
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