As a parent, it is natural to worry about the children’s future, from a top-tier education to a strong start in their adult life. However, big goals like college admissions, weddings, or starting a business require serious financial planning. For many families, one of the safest and most reliable ways to build this necessary fund is through a child plan fixed deposit in Delhi.
The Challenge of Rising Costs
Relying on traditional savings methods can significantly lead to disappointment. It’s because regular savings accounts often do not keep pace with rising inflation. If the inflation rate is at 7% and your savings account gives you 5% annual interest, that means the money is losing its purchasing power. To make sure your savings grow faster than inflation, you need a more reliable source.
Cooperative Societies - A Reliable Source for Financial Planning
To eliminate the need for traditional financial institutions, many parents are turning to fixed deposit schemes for children in Delhi offered by cooperative societies. Unlike traditional financial institutions that prioritize shareholder profits, cooperative societies like Samridh Bharat focus on the benefits of their members.
Benefits of a Cooperative Society
When you explore children's fixed deposit schemes in Delhi, you need to look for features that offer flexibility and security. Samridh Bharat provides several advantages that make it an ideal choice:
High Interest Rates - Cooperative societies offer higher interest rates that provide the guarantee of future financial stability. Also, such interest rates beat the rising inflation in real-time.
Guaranteed Security - All cooperative societies in Delhi are constantly regulated under the Delhi Cooperative Societies Act, 2003. This ensures the safety and security of individuals’ investments.
Flexible Tenure: You can choose a tenure that aligns with your child's specific educational milestones.
Nominee Facility: The plan includes a nominee facility to ensure the funds are securely passed on.
Loan Facility: You can avail of a loan up to 90% of your FD value in case of emergencies, ensuring your money is accessible when needed.
No Tax Deduction: Individuals can enjoy the tax-free benefits on the earned interest through their investments.
Why Choose Samridh Bharat?
Samridh Bharat Cooperative Thrift & Credit Society is a trusted option that operates under the Delhi Cooperative Societies Act, 2003. This regulation ensures that your investments are safe and well-managed. By choosing this member-focused society, your money grows rapidly and can beat inflation with higher annual interest rates.
Swarnim Bhavishya Yojna by Samridh Bharat
This scheme is specially designed for the financial security of children’s future. This long-term scheme is a powerful tool for building wealth.
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10x Returns - This plan offers a guaranteed 10 times return on your investment after 19 years.
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High Interests - The effective annual interest rate can go up to 12.82%, which is significantly higher than most commercial banks.
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Example of Growth - If you invest a lump sum of ₹1,00,000 today, you will receive ₹10,00,000 after 19 years. Similarly, an investment of ₹5,00,000 will grow to ₹50,00,000.
For more information or to start a child plan fixed deposit in Delhi today, call us at +91 9667837771 or +91 9667847771.