While low refinance interest rates motivate a second loan, the truth is that the refinance rates are now on an upward trend. According to experts, the rates will be climbing for the rest of the year. Most are giving up on refinance but it is still possible with strong equity and cashout. No wonder refinancing is not attractive at the moment, despite all the advantages of low Refinance rates.
https://thecurrentmortgagerates.wordpress.com/2022/08/17/should-you-refinance-your-mortgage-while-rates-are-low/
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