Secure the future of your loved ones with us.
A sudden mishap or accident might sound dreadful especially when you have a family to look after. Buying life insurance is the best thing you can do for your family so that the family can sustain itself if unfortunately, you are unable to work anymore or in the worst case, pass away. California, the golden state, being a comparatively expensive state to live in, it is extremely important to find an insurance company that offers affordable life insurance quotes so that the extravagant premiums do not dig a big hole in your pockets while securing your family’s future. Randhawa Insurance Agency is one of the most reliable life insurance companies in California which provides cheap quotes, easy to pay premiums, and maximum benefit.
The purpose and process of Life Insurance.
There are countless life insurance quotes out in the market but until a person does not know the exact purpose of buying a policy and how things are done, life insurance in California would never be a popular investment. Life insurance is a coverage that the beneficiaries receive in case of the death of the policyholder or an accident due to which the person cannot work anymore. In short, it is a secured investment. Buying a life insurance means paying a certain amount as premium every month to the insurance company. You are asked to specify a beneficiary when you buy a policy as this person is the one who receives the coverage once the time comes. If you have more than one beneficiary, the amount is split into the number of beneficiaries. There is no limit to how the beneficiaries can use the money received as the agency has no say when it comes to using the cover money.
What factors decide your premium?
The premiums of Life insurance in California depend on a few factors that the agency thoroughly investigates before giving a final life insurance quote.
- Age- The more the age, the higher the premium of the policy as older people tend to pass away during the term of the policy.
- Gender- As per facts, women live longer than men and so women pay a lesser premium than men.
- Occupation: If you work in an industry with a high-risk factor of death and injury, you are likely to pay more than someone who does a safe office job.
- Hobbies- If you enjoy adventurously and risk involved activities like paragliding or rock-climbing, you might have to pay a higher premium.
- Medical history: Before finalizing a quote and premium, the life insurance agency might do medical verifications checking your fatality rate.
Randhawa Insurance Agency ensures that buying life insurance is just not about providing your family members with the cover, but also give fair compensation for their loss. We want you to live with the peace of mind that your family will be taken care of if you ever are no longer alive. To get the best life insurance quotes in California, contact our agency today and get your loved ones secured financially.