Vehicles inevitably encounter accidents in the course of their use, and the vehicle insurance claim process is particularly important at this time. Knowing how to repair a car through insurance can help vehicle owners make a smoother claim in the event of an accident. The basic procedures for repairing a car with insurance are as follows.
1. After an accident, the first thing to do is to call the police and get an accident certificate as soon as possible. It is also important to protect the scene because without an accident scene, there is no claim.車保 Next, you need to notify the insurance company, let the insurance salesman know that the insured has been involved in a traffic accident, and ask the insurance professional how to deal with it.
2. Drive or tow your vehicle to an accident damage centre and locate the Social Insurance Company salesman who will need to make a safety accident determination. The salesman will take careful photographs of the student of the enterprise vehicle information, and use these photos to underwrite the loss. Then, the salesman will issue a repair order, listing the scope of repair work, projects and repair service time, and fill in the existence of a number of countries on the occurrence of traffic accidents, the name of the reporting person, the driver's name and contact telephone number of the bill. In addition, it is also necessary to prepare our ID card, insurance policy, driving licence and driver's licence and other relevant personnel documents. Claims adjuster will inform the patient of the procedures one by one, the car owner needs to sign to confirm.
3. After holding the repair order, you can go to the designated repair point for vehicle repair. If any unidentified damage is still found during the repair process, inform the insurance salesman and they will check and identify the damage again. Of course, these additional costs are not borne by the homeowner.
In short, understanding the basic process of how to use insurance to repair a car can help a car owner have a smoother claim in the event of an accident. After an accident, you need to call the police, ask for proof of the accident, protect the scene, and stay in touch with your insurance company in order to smooth out the claims process.
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