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Credit Card Number Explain in Easy Way

Author - Joo Wan | Reading Time - 5 Min | Date - 05/03/2023

Every new day sees an increase in the popularity of online buying as people's busy schedules prevent them from going shopping in person. When you check out on an online store, they ask for your credit card information, but that is not always secure.

 

You could get robbed at any website because there are internet scammers and hackers everywhere, which you might not even be aware of  So credit card generator are useful for protecting your money from internet fraud.

Do You Know What All of the Numbers on Your Credit Card Mean? 

1. Credit Card Number
This is the 16-19 digit number on the front of your card. It’s completely unique to your card.

2. Start / Expiry Date
These numbers represent the month and year your card was issued, and when it will expire.

3. Security Number
Also known as a ‘CVV’. For Mastercard and Visa, it’s the last three digits of the number printed in the signature strip.

Other Common Numbers

  • Issue Numbers

Although Halifax don’t, some card providers include an ‘issue number’. Starting at one, this number increases each time a card is re-issued on the same account.

On a credit card, your account number is included as part of the long credit card number. On a debit card, it’s shown as a separate number.

Sort codes These aren’t a feature of credit cards, but you’ll see sort codes on debit cards, sitting alongside the account number.

Card PINs

Your Personal Identification Number or ‘PIN’ is one number you won’t find printed or embossed on your card. It’s the four-digit number you enter to make payments in-store, or at an ATM to withdraw cash.

Waiting for a New Card?

When you’re issued a new card and PIN, for security they’ll be delivered separately. Your PIN is highly sensitive information, so only you should know what it is.

Need to change your PIN?

You can change your PIN at any UK cashpoint which displays the LINK logo. It’s important to pick something that’s easy for you to remember, but not easy for someone else to guess. 

Locked your card?

If you’ve locked your card by using the wrong PIN, you can unlock it at a LINK cashpoint, but you’ll need to know the correct PIN to do this.

Think someone knows your PIN?

You should change it straight away. If you’re ever worried that your account is at risk, you should contact us straight away.

Key Points About Credit Card Numbers

  • There are lots of numbers on your credit card, and they all have special jobs.
  • The long credit card number is 16-19 digits long and is unique to you. 
  • Valid from’ and ‘expires end’ indicate the month and year your card is issued and expires. 
  • For Mastercard and Visa, the ‘CVV’ or ‘security number’ is included on the signature strip. 
  • To use your card in-store or at an ATM, you’ll need your PIN.

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