What is Personal Finance?
The concept of Personal finance revolves around innovative and effective ways of planning & managing your personal financial activities, for example, budgeting, banking, insurance, risk allocation, mortgages, investments, personal banking, retirement and tax planning, etc. The process of personal finance can be summarized in a budget or financial plan and can be executed for an individual, or a group of people. It requires a certain knowledge of finance expertise such as tax laws and depends on a particular person’s income & expenses, and individual financial goals.
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