Credit cards can be powerful financial tools when used responsibly. To ensure that you don't accumulate debt and maintain a healthy financial life, here are some tips on how to use a credit card responsibly:
First and foremost, create a budget and stick to it.
Set a limit on your monthly credit card spending and avoid using your card for impulse purchases or non-essential items. By having a clear plan for your expenses, you'll be less likely to overspend and fall into debt.