The Banca Fideuram Group has continued with its exercises to chip away at the idea of its reporting through remembering inside and external accomplices for the choice of the main points to expound on. We loosen up our appreciation to all of the accomplices who accepted a working part in chipping away at our report and who should oblige us during the time spent scattering another correspondences hypothesis subject to straightforwardness, both now and in the years to come. Fused Annual Report Banca Fideuram 1Contents Contents Integrated financial report 1. Game plan Group structure The association bank model Key factors in the value creation process Key drivers myindigocard Business segments Stakeholders Risk the leaders Strategies Managing Director s Statement Group strategy Operating and market setting Economic circumstance Group genuine position Financial peril Performance Highlights Overview of Client financial assets Inflows into administered and non-regulated assets Customer division.
The characteristics and history of the Group Organizational development Ownership structure Role of subholding association Company the chiefs fideuramonline Remuneration approaches Internal survey system Insider information Shareholders social affairs Board of legitimate examiners Management Consolidated spending plan rundown 191 Consolidated bookkeeping report 192 Consolidated compensation verbalization 194 Consolidated decree of careful compensation 195 Statement of changes in set worth 196 Statement of joined earnings 198 Notes to the unified financial plan reports Certification of the blended spending plan reports Independent Auditors Report Schedules Sustainability declaring method Overview table of GRI pointers Basis of arranging of the renamed financial synopses Reconciliation clarifications Glossary Contact us 347 Banca Fideuram and Sanpaolo Invest Branches and Personal Financial Advisers Offices 348 Banca
The association bank model 1.3 Key factors in the value creation process 1.4 Key drivers 1.5 Business segments 1.6 Stakeholders 1.7 Risk managementBusiness model Group structure 1.1 Group structure The Banca Fideuram Group works in four remarkable countries across Europe (Italy, France, Ireland and Luxembourg) and contains parent association Banca Fideuram and eight assistants. Ireland Fideuram Asset Management (Ireland) 100% Luxembourg Fideuram Bank Fideuram (Luxembourg) Gestions 100% 100% Dublin Luxembourg Paris Milan Turin Rome France Italy Financière Fideuram 99.99% Fiduciaria 100% Euro-Fideuram Trésorerie 99.99% Investimenti 99.50% SGR Sanpaolo Invest SIM 100% 6 Banca Fideuram - Integrated Annual Report 2014The association bank model - 1. Game plan 1.2.
The association bank model Banca Fideuram is a fused assembling of associations and a trailblazer in the course of action of financial notice organizations in Italy, with a foundation set apart by improvement and progression that profits more than 45 years. The Group has down to earth insight in the game plan of money related notice organizations and the new development, the board and spread of financial, insurance and banking things and organizations. The plan of these things and organizations to around 636,000 customers is dealt with by north of 5,000 astoundingly qualified specialists who work under two remarkable brands, Banca Fideuram and Sanpaolo Invest.
The Advanced admonition help Reclassified financial outlines Economic, financial and viability results Financial Capital Productive Capital Intellectual capital Human Capital Relational capital Natural Capital Events after the noteworthy time span and outlook Growth prospects Reference market: perspective Governance. Fideuram in a tick 349 Integrated Annual Report Banca Fideuram 38Business model 1,634 m wealth made in 2014 (up 204m on 2013) Banca Fideuram works on an association bank model focused on the course of action of financial notice organizations Client Assets % Managed assets Non-supervised assets Group structure 1.2.