12 rules have been prepared for this. Many congregations have assisted in the preparation of these rules. We may know some of these rules. Some will be new, while some will be rules that tell us what to focus on. Everyone should read these rules carefully, remember them and try to practice them.
1) Now is the time to enjoy whatever money you have saved or accumulated through hard work, toil, and thrift. There is no greater risk than leaving money behind for children and grandchildren. Because they have no value or awareness of how much effort you have put in to collect this money. Don't be a warning. Time is not right for any kind of investment. So, no matter how grandiose, glamorous, or full proof the investment scheme is. Because of that, sometimes your problems and tensions are likely to increase. Don't forget that you want to live a tension free and peaceful life. So don't invest at this age.