Yes, you can fund a Roth IRA and contribute to your employer's retirement plan simultaneously, such as a 401(k) or 403(b). Roth IRA contributions are made with after-tax dollars and offer tax-free growth, while employer plans like 401(k)s allow pre-tax contributions. Consulting with experts offering retirement planning services in Fort Worth, TX, can help you strategize the best allocation of funds between these accounts based on your financial goals and tax situation.