A consumer proposal process Alberta is a formal, legally enforceable process overseen by a Licensed Insolvency Trustee (LIT). The LIT will work with you to create a "proposal"—an offer to pay creditors a portion of what is due to them, or to prolong the time you have to pay off the debts, or both. To find out if a consumer proposal (or another alternative) is best for you, contact our specialists at Consumer Proposal Alberta to discuss your specific situation.