To have or not to have health insurance? Despite being a paid service, health insurance has advantages that can justify the investment, especially to treat and prevent diseases . Pri-Med Health Insurance guarantees that in case of illness, hospitalization or surgery, you have access to immediate medical assistance , without worrying about associated expenses and waiting times.
This insurance is ideal for guaranteeing the payment of day-to-day medical expenses , and if there is one lesson we can learn from the Covid-19 pandemic, it is that we must focus on prevention and make sure that, when we need it most, we have access to health care on time and with appropriate follow -up.
Discover 10 of the benefits of health insurance.
Access to a wide network of providers
Health insurance allows you to access a wide network of health care providers (clinics, hospitals, among others), and you have the freedom to decide where you want to book an appointment or exam in a simple and fast way. In addition, the insurance allows mobility , as, for example, if you live in the north of the country, are on holiday in the Algarve and need medical care, you can access local providers of your health insurance.
Quick and easy access to healthcare
How many times did you need to go to a doctor of some specialty and kept putting off the appointment or had to wait a long time to be seen at the NHS? Time is a very important factor when it comes to health and can be decisive in some cases. With health insurance, you can make an appointment quickly , without the need for waiting times.
Tax benefits
According to the IRS Code, you can deduct 15% of premiums paid with health insurance. However, it should be noted that the limit for deductions for health expenses is 1000 euros. That is, you cannot deduct more than this amount.
family discounts
If you include members of your household under the same family health insurance, you can take advantage of insurance coverage for medical support , home support and family premium discounts that add to the action.
Prevention
Having health insurance allows you to have periodic check-ups . Routine exams and consultations are essential to prevent more complicated diseases or situations, and diagnosis, at an early stage, allows for an increase in treatment success rates. In addition, regular appointments are especially important for those who have a family history of some complicated illnesses and need regular follow-up.
Remote consultations
The pandemic brought with it a new reality and forced the transition of many services to online. An example of this is the online consultations, which have proved to be a fundamental support for many families. In the comfort of your home, you can be evaluated by a doctor through video call , receive the necessary follow-up, treatment and medication .
home doctor
Many people do not like to go to the emergency room at the hospital when they have a minor health problem. For these cases, there are several health insurances that provide home consultations . Thus, you receive the necessary care in the comfort of your home.
extra benefits
Health insurance has extra benefits , namely home support, preventive medicine, discounts on leisure and wellness partners, inclusion of treatment costs in case of serious illnesses and access to reputable specialists . All of this can be a complement to the medical service agreed in the contextualized coverage.
additional coverage
Exams, 24-hour helplines, doctors who visit us at home or even regular check-ups are very common additional services in policies, and they do not always require a separate payment.
Insurance tailored to your case
Health insurance is not all the same and, when choosing, you can adjust the insurance to your needs and those of your family. The offer is increasingly expanded and you have the possibility to choose different coverages and add extra services.