A refinance your mortgage means you trade in your previous home loan for a new one. Many homeowners refinance in order to obtain new loan conditions that are more closely aligned with their current requirements and ambitions. Mortgage refinancing can also be utilised to turn home equity into cash, eliminate excessive FHA mortgage insurance premiums (MIP), or swap from an FHA loan to a conventional loan. I Love My Lender is the best direct lender that advice you and guides you about the whole refinance home loan process and can help you get the lowest refinance rates. Get in touch with us for more information.