Visa credit card is a financial card. It’s first priority is help us to make our cash flow down and subordinately record our all transactions or purchases. That’s the good sign mostly we can say, because its not easily possible for us that each and every single transaction, we will keep records. Credit card will keep an eye in particularly that part.
HISTORY OF CREDIT CARD
First universal credit card was release in 1950. Which is called BANK CARD, with many excellent establishments and that was introduce by The Diners’ Club, Inc. that was the beginning. In 1958, a major card release, named as TRAVEL AND ENTERTAINMENT CARD. There is also a third form a credit card is STORE CARD. This is totally separate from first two. Its works with retailers who are issued them for their purpose.
- BANK CARD
- TRAVEL AND ENTERTAINMENT CARD
- STORE CARD
If you are fulfilling your priority, so go for the secured credit card which is establishing your credit history. Definitely there is some limit but its works if you are handling well. In that card contains with a bulk amount credit limit for you. Which you can spend on your priority lists’ subjects. These secured credit cards fully merchandise. But when you going to choose a secured credit card for you, some few things should be in your mind, that guide you to use that plastic financial card in a right path. So, if you are new commerce about these all things, then its really important that you have to follow some journals about in this topic and specially take advice from that person who many years long use this kind of credit card, how he handles? These all things can make your job easier.
We have one sentence speaking of the old days.
SCEINCE IS NEITHER A BLESSING NOR A CURSE: -
Everything in our updated society is belong from science. If you swipe a card and drawing money easily from ATM, that also base on science. Or in your start-up time in a day, begin with science. Wherever you can see, that is based on science in one way or another. So totally depends everything that who going to be use that as a blessing or going to be use as a curse. And you might be don’t aware the days put yourself in a big trouble or a financial problem for bulky interests. Who knows very well to use this financial based card in a right way, they don’t have any financial crisis in their life.
Now there is some confound trends is that, some secured or protected merchandise credit cards are not fulfil the credit consumers’ wanting. They are started to charging more interests and impose more fees from the consumer. So very sincerely choose your credit card not to get this kind of bad facilities for your financial situation. Otherwise, you will be facing the credit card debt monthly. And of course, that thing not a goanna be so impressive for your personal and professional life too. Actually, the main thing for use the secured credit card is to help them to establish a small credit history or help to make their credit score. Regrettably, for that some card issuers have bad comment to the card agencies.
Relative with this topic, sentence is here very permissible without any doubt. Same like in Visa credit card also. How you use, that’s the main question mark point in the preliminary stage, who are totally freshers. Because they don’t even know how to use a merchandise credit card. There are some ways to use a credit card like a pro.
Advantages to use a credit card: -
- Easily build your credit history or credit score: -
Credit card offers to you a build up a credit card score. Build your credit history is most sufficient thing, specially who are using a secured visa credit card.
- Purchase demanding protections: -
Visa credit card giving or offering a good protection for the insurance of the card. For example, travel insurance, car insurance
- Reward points: -
Many rewards card is so exciting because they are providing a bonus point to redeem their rewards. Of course, after a certain purchase or spending money by credit card. Like after purchasing something, spending money for travel, spend money on groceries, so many things is there which are prove that visa credit card is a best policy to lead their life in a different and luxurious way.
- Cash back offer in a particular card: -
This facility many credits consumer like. Because who are using their merchandize credit card daily basis, for them I think this is the best option to select a cash back card. From that they are getting at list 1% cash back facility from each purchase. This offer first establish in United States of America. But now a days the cash back facility gone higher like 2% or 3%. And some credit card giving up to 6% cash back also. Which is more interesting for the credit consumers. That’s the reason the consumers are looking for the cash back card or a reward card with security verifications.
- Paying by a visa credit card is much safer: -
Paying with a visa credit card is much easier and safer from the fraud case. Because our credit card is not directly connected with our bank account. Which is not getting from a debit card. In debit card, there is no security for your bank account, because that is directly connect with your main bank account or savings account or your salary account. That’s why everyone prefer to pay by a visa credit card.
Definitely, in credit card also their fraud agencies or high interest rating agencies. But choosing a secured and low or 0% interest credit card is your duty and responsibility too for upgrade your financial situation.
If are you keeping credit card to your first priority list, so check out Tribal to get good opportunities, or follow up some good journals to know more about this.